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Frequently Asked Questions

Who are Lifestyle Services Group Limited?

Lifestyle Services Group Limited (LSG) are the people we work with to provide your mobile phone insurance policy. They are authorised and regulated by the Financial Services Authority (FSA), their Register Number is 315245. You can check this on the FSA’s Register by visiting their website at www.fsa.gov.uk/register or by contacting them on 08456 06 12 34*.

Can I protect more than one phone?

To protect any mobile phones outside of your allowance, for example those belonging to other family members, you can purchase our Additional Handset Cover

Is my mobile phone automatically covered under this policy?

Yes, however we do recommend that you register your mobile phone details with us. Doing this can help us deal with any claim you make more quickly, and will also allow you to manage your policy online. You can register your phone details online or by calling Membership Services.

How can I access the online Member’s Area?

If you haven’t done so already you will need to register your mobile phone details. Once you’ve done this you will receive a text message containing your Policy ID and password to access the Member’s Area. If you have any problems logging in, click the forgotten password link or call Membership Services.

How long will my claim take to process?

LSG will assess your claim once they have received your completed Claim Form with full excess payment and other supporting documents. If you are claiming for a lost or stolen handset, they will aim to let you know the outcome of your claim within 2 working days of the Claim Form being received. Claims for phones which have been accidentally damaged will be assessed and, where possible, repaired - which may take a little longer. It isn't possible to give a specific time for any particular repair, as the length of time taken depends on the type of repair required. In most cases, items are repaired within 5 working days. For further information about the repair of your handset, please call the relevant number for your account, or for additional handset policies call 08450 70 15 98*.

How do I get my replacement or repaired handset?

LSG will send it to wherever you specify on the Claim Form, whether it be your home or a work address. A signature will be required at the time of delivery.

Will the replacement handset I receive be identical?

If the same item is not available, a replacement of similar specification will be sent to you; before LSG send you a handset they will call you to discuss the options available. At our discretion, your claim may also be resolved by a cash settlement.

How do I register for Save My Numbers™?

You can register for Save My Numbers™ online. During this you will have unique settings sent to your phone which will then enable you to transfer phone numbers to and from the secure Save My Numbers™ website. This service is subject to handset compatibility.

Please note, Save My Numbers™ is not available to Student and Silver account holders.

How do I keep my Save My Numbers™ information up to date?

This will depend on the type of handset you have. Subject to handset compatibility, you can synchronise your phone’s data with the Save My Numbers™ website using ‘over the air’ technology. We recommend doing this on a regular basis. You can also update your Save My Numbers™ information through the Member’s Area. If you change your phone, or it is lost, stolen or damaged, all of your saved data can be transferred onto the new handset.

*0845 calls will be charged at a maximum of 4p a minute from a BT line. Calls from non-BT phone lines may vary. Calls may be recorded or monitored for training/customer services purposes and/or the prevention or detection of crime. Details are correct at time of creation.

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Bank of Scotland plc. Registered in Scotland SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Authorised and regulated by the Financial Services Authority.