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Claims Process Explained

If anything happens to your mobile phone/gadget and you wish to make a claim, please follow these simple steps:

In the event of loss, theft or malicious damage:

  • Inform the Police within 24 hours of discovery
  • Obtain the appropriate crime report or loss number
  • Report the incident to your airtime-provider within 24 hours (excluding Gadget Cover)
For all claims:

Report all incidents to Lifestyle Services Group Limited within 48 hours of discovery, after which you will receive a claim form. Complete and return this claim form within 21 days for Mobile Phone Insurance claims, or 30 days for Gadget Cover.

Click here to find your airtime-provider's contact details.

To make a claim, either:

Click here to make a claim online. This will allow you to print a claim form or ask for one to be sent to you in the post.

Call Lifestyle Services Group Limited on the relevant number below and they will send you a claim form in the post.

Premier Life Helpline: 0800 111 777
Additions Active Helpline: 0800 994 422
First Additions Helpline: 0845 600 7722*
Graduate Additions Helpline: 0845 300 3726*
Additions Helpline: 0845 723 1103*
Additions Plus Helpline: 0845 300 3466*

Monday to Friday 8am - 8pm
Saturday and Sunday 9am - 6pm



Lifestyle Services Group Limited will only be able to process your claim successfully if you follow these guidelines:

  • Complete the form, following the instructions exactly, and return it within 21 days for mobile phone cover or 30 days for Gadget Cover
  • Enclose the excess payment and supporting/requested documents
Mobile Phone Insurance

Lifestyle Services Group Limited will repair or replace your phone. If it is to be replaced, Lifestyle Services Group Limited will send you a replacement handset to your preferred delivery address. If your phone can be repaired, Lifestyle Services Group Limited will send it to our specialist repair company, and return it to you by courier once it has been repaired. If your phone is considered to be beyond economical repair, Lifestyle Services Group Limited will send you a replacement phone of similar specification.

For successful claims for unauthorised calls, Lifestyle Services Group Limited will reimburse you or your airtime-provider (to a maximum of £2,000 for any individual claim).

If you need to claim as a result of an incident abroad, your phone can only be repaired or replaced once you return to the UK. Lifestyle Services Group Limited will try to resolve your claim as quickly as possible.

The serial number of any handset reported lost or stolen will be added to the Central Equipment Identity Register. This will disable the handset and prevent it from working on any network in the UK.

We will only be able to process your claim successfully if you complete the claim form fully and send it back to us within 21 days of receiving it. You must also pay the full excess payment and send any supporting or requested documents with your claim form.

Once your claim has been processed, we will let you know the outcome. This usually takes 5 working days from the date we receive your claim form.

If you require further details, please refer to your Policy Document.

*0845 calls will be charged at a maximum of 4p a minute from a BT line. Calls from non–BT phone lines may vary. Calls may be recorded or monitored for training/customer services purposes and/or the prevention or detection of crime. Details correct at time of print.


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Barclays Bank Plc (FRN 122702) and Lifestyle Services Group Ltd (FRN 315245) are authorised and regulated
by the Financial Services Authority.