Pay As You Go Mobile Insurance

Covered, come rain or shine

Want to protect your new pride and joy?

Sign up to Virgin Mobile insurance, and your phone is covered against theft and accidental damage. Or choose our ‘extra’ cover and you’re protected against loss, too.

How much does it cost?

Ready for the good bit? It costs from as little as £9.99 to cover your phone.

And that’s it. No monthly charges – just a one-off payment, and you’re covered for 1 successful claim in a 12 month period from purchase.

If you make a successful claim, you’ll pay an excess charge of between £15 and £25, depending on the type of phone you have. This helps us keep the cost of your policy as low as possible.

Maximum value of phone	£80		£150		£300
Policy type	Standard	Extra	Standard	Extra	Standard	Extra
Cost	£9.99	£14.99	£19.99	£27.49	£39.99	£49.99
Worldwide	yes	yes	yes	yes	yes	yes
Theft	yes	yes	yes	yes	yes	yes
Loss	no	yes	no	yes	no	yes
Accidental damage	yes	yes	yes	yes	yes	yes
Malicious damage	yes	yes	yes	yes	yes	yes
Water damage	yes	yes	yes	yes	yes	yes
Breakdown outside warranty	yes	yes	yes	yes	yes	yes
Accessories	£50	£50	£50	£50	£50	£50
Policy excess	£15	£15	£20	£20	£25	£25
Claims in period	1	1	1	1	1	1
28 days cooling off period	yes	yes	yes	yes	yes	yes